Types of Debt
Debt, it's more common than you think. In London, over 1.4 million adults struggle to make ends meet - each year we help over 24,000 people with their money worries. Our advice is always free and impartial.
There are some bills and debts that should be dealt with as a priority, this is because the consequences of not paying them can leave you at risk of losing your home or other assets. Lean more about how to prioritise your debts.
We can support you with a wide range of practical debt solutions to suit every situation and you can read more about some of these options below.
How to access our advice
During the pandemic we've had to temporally close our advice centres. We are still here for you and you can still access our free and impartial advice in the following ways:
How we've helped others
Gwen and Vincent contacted us after receiving a letter of court action. As parents to four children they were claiming Working Tax Credit and Child Tax Credit but they had been overpaid by £8,450.00 due to incorrect information on their initial claim form.
Shamiya found herself in receipt of a County Court action brought about by her utility company for arrears of over £2,000. The debt had escalated as Shamiya’s utility meter hadn’t been read for some time resulting in an unexpected bill that she couldn’t afford to pay.
Jasmine came for debt advice in relation to an outstanding Major Work repairs debt carried out on her property. Jasmine, widowed and suffering from long term ill health, was harassed by her landlord who was demanding she pay the outstanding figure of over £3,000 in full and referred Jasmine’s debt to their solicitor to issue her with a forfeiture of her leasehold.