How does it work?
If you’re struggling with debt, you may be able to apply to the County Court for an Administration Order – a formal, legally-binding arrangement that allows you to repay what you owe over a manageable period of time.
You can apply for an Administration Order if you:
- have at least two debts
- owe under £5,000 in total
- have at least one County Court Judgment or Higher Court Judgment against you
- can afford to repay your debts in regular installments – from as little as £1 per debt.
The Administration Order is granted by a judge, who may require you to go to a court hearing. Once everything is approved, you’ll make regular monthly payments, which will be distributed by the court to the people you owe money to. These people are not allowed to get in touch with you without the court’s permission.
If you’re unlikely to be able to pay off all your debts within a reasonable time-frame, the court may agree to grant a Composition Order. This means you’ll pay back half your debt and have the other half written off.
Before applying for an Administration or Composition Order – or any other debt solution – it’s a good idea to get advice from a free, independent and expert service like ours.
Get in touch with our team today by calling 0800 138 3422 or filling in our short assessment form.
What to expect
- We’ll use the information you’ve given us to establish the nature and urgency of your debt.
We’ll continue to advise you and give you a detailed analysis of the help available to you. We can do this by booking you in for a face-to-face appointment at your nearest centre, or a telephone or video call advice session or continue to advise you by message.
You choose how we can help you
We’ll explore your situation and get all of the information to be able to provide you with advice. We will then discuss your options and talk you through the pros and cons of each.
- We’ll establish the best possible solution and help you to resolve your debt – whether that’s by means of advocacy, representation or negotiation on your behalf, or by helping you write letters and supporting you throughout the process. If you need advice from outside of our services then we can refer you for further support too!