How an Administration Order works
You can apply to the County Court for an Administration Order if:
- you have at least one County Court Judgment or Higher Court Judgment against you
- you want to stop the people you owe money to (your creditors) from taking further action against you.
A judge will decide whether to grant an Administration Order. Depending on the situation, the judge might ask you to go to a court hearing.
If the Order is agreed, all your debts are dealt with together.
You make regular monthly payments to the court for the full amount you owe to all your creditors.
The court then distributes the money between them.
Your creditors are not allowed to get in touch with you without the court’s permission.
Can I apply for an Administration Order?
You might be able to apply to County Court for an Administration Order if you:
- have at least two debts
- owe under £5,000 in total
- have at least one debt that is a County Court Judgment or Higher Court Judgment against you
- can afford to make regular payments towards your debts – this can be as little as £1 per debt
What is a Composition Order?
If it’s unlikely you’ll be able to pay the debt in full within a reasonable time, the court might agree to grant a Composition Order.
This Order allows you to pay back part of what you owe and the rest of your debt is written off.